The Top 10 Medicare Supplement (Medigap) Companies

• by Christian Worstell
• December 30, 2022
• Reviewed by John Krahnert

Medicare Supplement Insurance plans (also called Medigap) are sold by dozens of private insurance companies all over the U.S. When shopping for coverage, it’s important to find the right plan for your unique needs and also to find the right insurance company. 

Different companies may sell Medigap plans that have different prices and terms, and each insurance company has an individual reputation you may want to consider.

Below is a guide to 10 Medicare Supplement Insurance companies to help you choose the best one for your needs. 

Comparing Medicare Supplement Insurance Companies

The list below includes some of the companies that sell Medicare Supplement Insurance plans in select states across the U.S.

Please note that our guide is meant to be informational and to help you as you start finding the right plan and plan carrier for your needs. Some of the companies listed below may not offer Medigap plans in your area, and you may find a Medicare Supplement carrier in your area that fits your need and isn’t on this list.

This list identifies several of the top 10 insurance companies in no particular order. 

• Humana
• Cigna
• Blue Cross Blue Shield
• Aetna
• ManhattanLife
• Mutual of Omaha
• Medico Insurance Company
• WellCare

It’s important to keep in mind that although each company’s plan selection and pricing may differ, the coverage included in each type of Medigap plan remains the same, no matter where you purchase it.

In other words, Medigap Plan A sold by one company will include the same essential benefits as Medigap Plan A sold by any other insurance company. Their costs and the availability of the types of plans, however, may vary.

Medigap plans in Massachusetts, Minnesota and Wisconsin are standardized differently than they are in every other state.

You can use the chart below to compare each type of 2023 standardized Medicare Supplement plan.

Humana

Humana was awarded Best in Customer Service 2020 among health insurance companies by Newsweek.¹

Humana offers the following Medigap plans (plan availability may vary by location):

• Plan A
• Plan B
• Plan C
• Plan F
• Plan G
• Plan K

Medicare Supplement Plan F and Plan C are not available for sale to Medicare beneficiaries who became eligible for Medicare on or after Jan. 1, 2020.

Learn more about Humana Medicare Supplement plans at Humana-MedicareSupplement.com.

Cigna

Cigna is ranked number 12 on the Fortune 500 list.²

Depending on your location, the Medicare Supplement Insurance plans you may be able to apply for from Cigna* may include:

• Plan G
• Plan N
• Plan A
• Plan F
• High Deductible Plan F

*Insured by Cigna Health and Life Insurance Company, American Retirement Life Insurance Company or Loyal American Life Insurance Company.

Blue Cross Blue Shield

Blue Cross Blue Shield (BCBS) is among the leading health insurance carriers in the U.S., and BCBS companies were the very first to work in conjunction with Medicare.

There are a number of different locally operated BCBS companies administering coverage in all 50 states.

Blue Cross Blue Shield offers several Medigap plans, including Plan F, Plan G and Plan N.

Plan availability may vary, depending on where you live.

Learn more about Blue Cross Blue Shield Medicare Supplement plans by visiting MedicareSupplement.com.

Aetna

Aetna offers a diverse portfolio of insurance products that includes Medigap plans. Over 1 million people trust Aetna for their Medicare Supplement Insurance.³

Aetna offers several different types of Medigap plans. Plan availability may vary based on your location. Some of the Medicare Supplement plans that Aetna may offer in your area include:

• Plan A
• Plan B
• Plan F
• Plan G
• Plan N

Learn more about Aetna Medicare Supplement plans at Aetna-MedicarePlans.com.

ManhattanLife

With roots dating back to 1850, ManhattanLife is one of the oldest continuously operating insurance companies in the world.

Medicare Supplement plan options available from ManhattanLife include Plan A, Plan C, Plan F, Plan G and Plan N. Plan availability may vary by location.

Learn more about ManhattanLife Medicare Supplement plans at MedicareSupplement.com.

Mutual of Omaha

Mutual of Omaha Medicare Supplement Insurance plans come with an Additional Benefit Rider that may include services such as discounts on fitness programs, hearing care and vision care. 

Mutual of Omaha offers several types of Medigap plans. Depending on where you live, you may be able to apply for Mutual of Omaha Medicare Supplement Insurance policies such as Plan F, Plan G and Plan N. 

Medico Insurance Company

Medico sells Medicare Supplement Insurance in 25 states and offers several popular Medigap plans, such as Plan A, Plan F, Plan G and Plan N.

Medico offers a number of plan discounts for things like automatic premium withdrawal, being a non-smoker or living with another person over the age of 18.

Learn more about Medico Insurance Company by visiting MedicareSupplement.com.

WellCare

In 2020, WellCare was named one of Fortune Magazine’s “Most Admired Companies,” and the company boasts a number of community-based programs designed to help members navigate their local social support network and connect to community resources.⁴

Learn more about WellCare and Medicare Supplement plans by visiting MedicareSupplement.com.

Other Medicare Supplement Insurance Companies

The list above only includes 10 of the best Medicare Supplement Insurance companies. But these are not the only companies that may offer Medigap coverage where you live.

Some other notable Medicare Supplement Insurance companies you may be able to consider include:

• Central States Indemnity Company of Omaha (CSI)
• Gerber Life Insurance Company
• Liberty National Life Insurance Company
• Medical Mutual

Find the best Medicare Supplement company for your needs

Learn more about Medigap plans by visiting MedicareSupplement.com, and find the best 2023 Medicare Supplement Insurance company and plan for your individual needs. 

About the author

Christian Worstell is a senior Medicare and health insurance writer with MedicareAdvantage.com. He is also a licensed health insurance agent. Christian is well-known in the insurance industry for the thousands of educational articles he’s written, helping Americans better understand their health insurance and Medicare coverage.

Christian’s work as a Medicare expert has appeared in several top-tier and trade news outlets including Forbes, MarketWatch, WebMD and Yahoo! Finance.

Christian has written hundreds of articles for MedicareAvantage.com that teach Medicare beneficiaries the best practices for navigating Medicare. His articles are read by thousands of older Americans each month. By better understanding their health care coverage, readers may hopefully learn how to limit their out-of-pocket Medicare spending and access quality medical care.

Christian’s passion for his role stems from his desire to make a difference in the senior community. He strongly believes that the more beneficiaries know about their Medicare coverage, the better their overall health and wellness is as a result.

A current resident of Raleigh, Christian is a graduate of Shippensburg University with a bachelor’s degree in journalism.

If you’re a member of the media looking to connect with Christian, please don’t hesitate to email our public relations team at Mike@tzhealthmedia.com.

 

 

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