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Medicare Advantage Plans in Maricopa County, AZ

Looking for Medicare Advantage plans in Maricopa County? Enter your ZIP below to compare affordable monthly premium plans in your area.

Maricopa County, AZ, is home to 55 Medicare Advantage (Medicare Part C) plans in 2025.

Learn more about Medicare Advantage in Arizona or call to speak with a licensed insurance agent who can help you compare Maricopa County Medicare Advantage plans and – if you're eligible – help you enroll.

We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.

2025 Phoenix Medicare Advantage Plans


Phoenix Medicare Advantage plans can come in several different forms. The two most popular types are HMO and PPO plans.

HMO (Health Maintenance Organization) plans utilize a network of participating doctors and other health care providers around the Phoenix area. Care is typically not covered by the plan when received outside of the network. 

PPO (Preferred Provider Organization) plans are also available in Phoenix and Maricopa County in 2025. These plans offer some more flexibility when choosing a doctor and allow for some coverage outside of the plan’s intended network. 

Learn more and review this list of 2025 Phoenix Medicare Advantage plans.

2025 Medicare Advantage plans in Maricopa County

2025 Medicare Advantage Plans in Maricopa
Number of unique plans55
Average monthly premium$5.01
Average (in-network) out-of-pocket maximum$5,455.45
Average Medicare Star Rating*3.45

While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.

The average monthly premium for Medicare Advantage plans in Maricopa is $5.01 per month in 2025, though there may be plans available where you live that feature different premiums.

Medicare Advantage plans in Maricopa County have an average Medicare Star Rating of 3.45 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Arizona or wherever you may live.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. 2025 Star Ratings have not yet been released but will be updated on this page as soon as the data is available.

List of Medicare Advantage plans in Maricopa County

The following table includes cost information and other plan details for Medicare Advantage plans available in Maricopa in 2025.

Plan NamePlan CodeMonthly PremiumDeductibleOut of Pocket MaxPrescription Drug CoverageMedicare Star Rating
AARP Medicare Advantage Essentials from UHC AZ-2 (HMO-POS)H0609-026-000$0.00$340.00$2,900.00Yes4.5 out of 5 stars
AARP Medicare Advantage Extras from UHC AZ-5 (HMO-POS)H0609-046-000$0.00$420.00$3,700.00Yes4.5 out of 5 stars
AARP Medicare Advantage from UHC AZ-0003 (HMO-POS)H0609-044-000$42.00$340.00$2,900.00Yes4.5 out of 5 stars
AARP Medicare Advantage from UHC AZ-0006 (PPO)H2406-061-000$0.00$420.00$4,900.00Yes4 out of 5 stars
AARP Medicare Advantage from UHC AZ-002P (HMO-POS)H0609-027-000$0.00$340.00$2,900.00Yes4.5 out of 5 stars
AARP Medicare Advantage Giveback from UHC AZ-9 (PPO)H2406-064-000$0.00$495.00$5,900.00Yes4 out of 5 stars
AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO)H2406-077-000$0.00N/A$4,900.00No4 out of 5 stars
Aetna Medicare Eagle (PPO)H5521-329-000$0.00N/A$4,900.00No4.5 out of 5 stars
Aetna Medicare Elite (PPO)H5521-363-000$0.00$590.00$4,500.00Yes4.5 out of 5 stars
Aetna Medicare Freedom (PPO)H5521-554-000$0.00$590.00$4,900.00Yes4.5 out of 5 stars
Aetna Medicare Platinum (HMO-POS)H3931-129-000$0.00$590.00$4,900.00Yes3.5 out of 5 stars
Aetna Medicare Prime (HMO-POS)H3931-092-000$0.00$590.00$2,500.00Yes3.5 out of 5 stars
Aetna Medicare Prime Value Plus (HMO-POS)H3931-176-000$6.50$590.00$2,500.00Yes3.5 out of 5 stars
Aetna Medicare Supportive Care (HMO I-SNP)H3931-179-000$30.10$590.00$9,350.00Yesna
Cigna Achieve Medicare (HMO C-SNP)H0354-027-000$0.00$0.00$3,500.00Yes4 out of 5 stars
Cigna Alliance Medicare (HMO)H0354-028-000$0.00$0.00$2,300.00Yes4 out of 5 stars
Cigna Preferred Full Savings Medicare (HMO)H0354-030-000$0.00$0.00$6,800.00Yes4 out of 5 stars
Cigna Preferred Medicare (HMO)H0354-001-000$0.00$0.00$2,900.00Yes4 out of 5 stars
Cigna Preferred Savings Medicare (HMO)H0354-029-000$0.00$0.00$3,300.00Yes4 out of 5 stars
Devoted BE WELL Arizona (HMO C-SNP)H8173-011-000$0.00$590.00$6,750.00Yes4 out of 5 stars
Devoted BE WELL PLUS Arizona (HMO C-SNP)H8173-014-000$4.50$590.00$5,900.00Yes4 out of 5 stars
Devoted CHOICE Arizona (PPO)H6586-001-000$0.00$590.00$5,900.00YesNot enough data available
Devoted CORE Arizona (HMO)H8173-001-000$0.00$590.00$5,900.00Yes4 out of 5 stars
Devoted EXTRA Arizona (HMO)H8173-020-000$0.00$590.00$5,900.00Yes4 out of 5 stars
Devoted GIVEBACK Arizona (HMO)H8173-019-000$0.00$590.00$9,350.00Yes4 out of 5 stars
Devoted LIBERTY Arizona (HMO)H8173-005-000$0.00N/A$5,900.00No4 out of 5 stars
Devoted LIBERTY CHOICE Arizona (PPO)H6586-005-000$0.00N/A$5,900.00NoNot enough data available
Devoted PRIME Arizona (HMO)H8173-021-000$2.60$590.00$5,900.00Yes4 out of 5 stars
Devoted SELECT Arizona (HMO)H8173-002-000$2.90$590.00$5,900.00Yes4 out of 5 stars
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H0028-077-000$0.00$590.00$9,350.00Yes3.5 out of 5 stars
Humana Gold Plus H0028-023 (HMO)H0028-023-000$17.00$225.00$6,700.00Yes3.5 out of 5 stars
Humana Gold Plus H0028-027 (HMO)H0028-027-000$0.00$0.00$4,600.00Yes3.5 out of 5 stars
Humana Gold Plus H0028-028 (HMO)H0028-028-000$0.00$225.00$6,200.00Yes3.5 out of 5 stars
Humana Gold Plus H0028-074 (HMO)H0028-074-001$0.00$0.00$2,900.00Yes3.5 out of 5 stars
Humana USAA Honor Giveback (PPO)H5216-436-001$0.00N/A$4,900.00No3.5 out of 5 stars
Humana USAA Honor Giveback with Rx (PPO)H5216-338-000$0.00$0.00$6,750.00Yes3.5 out of 5 stars
HumanaChoice Giveback H5216-371 (PPO)H5216-371-000$0.00$0.00$6,500.00Yes3.5 out of 5 stars
HumanaChoice Giveback H5216-435 (PPO)H5216-435-001$0.00$0.00$7,850.00Yes3.5 out of 5 stars
HumanaChoice H5216-034 (PPO)H5216-034-000$116.00$400.00$7,650.00Yes3.5 out of 5 stars
HumanaChoice H5216-224 (PPO)H5216-224-000$11.00$250.00$4,150.00Yes3.5 out of 5 stars
HumanaChoice H5216-265 (PPO)H5216-265-000$0.00$300.00$4,800.00Yes3.5 out of 5 stars
HumanaChoice H5216-439 (PPO)H5216-439-000$0.00$300.00$6,750.00Yes3.5 out of 5 stars
HumanaChoice R7220-001 (Regional PPO)R7220-001-000$0.00N/A$5,600.00No3.5 out of 5 stars
HumanaChoice R7220-002 (Regional PPO)R7220-002-000$43.00$590.00$7,900.00Yes3.5 out of 5 stars
Molina Medicare Complete Care (HMO D-SNP)H8845-001-000$0.00$0.00$9,350.00YesNot enough data available
UHC Complete Care AZ-1P (HMO-POS C-SNP)H0609-042-000$0.00$340.00$2,900.00Yes4.5 out of 5 stars
UHC Dual Complete AZ-S001 (HMO-POS D-SNP)H0321-002-000$0.00$0.00$9,350.00Yes3.5 out of 5 stars
Wellcare Dual Align (HMO D-SNP)H5590-010-000$0.00$0.00$9,350.00Yes3 out of 5 stars
Wellcare Dual Liberty (HMO D-SNP)H5590-008-000$0.00$0.00$9,350.00Yes3 out of 5 stars
Wellcare Giveback (HMO)H0351-064-000$0.00$420.00$4,400.00Yes3 out of 5 stars
Wellcare Patriot Giveback Open (PPO)H8553-002-000$0.00N/A$5,000.00No2.5 out of 5 stars
Wellcare Simple (HMO)H0351-063-000$0.00$420.00$2,500.00Yes3 out of 5 stars
Wellcare Simple Open (PPO)H8553-001-000$0.00$420.00$6,000.00Yes2.5 out of 5 stars
Wellcare Simple Value (HMO)H0351-065-000$0.00$420.00$2,500.00Yes3 out of 5 stars
Wellpoint Medicare Advantage (HMO-POS)H1423-009-000$0.00$0.00$3,000.00Yes3 out of 5 stars

Fall Medicare open enrollment in Phoenix


Depending on your circumstances, the fall Medicare Open Enrollment Period (also called the Annual Enrollment Period, or AEP) may be the only time you can make changes to your Phoenix Medicare coverage.

This 2024 Medicare open enrollment period lasts from October 15 until December 7. This period is open to all eligible Medicare beneficiaries who wish to add, drop or change Medicare plans.

Medicare Advantage plans can come in a variety of types and can include different benefits, networks, costs and more.

Connect with a licensed insurance agent today for help determining your eligibility and finding the best Medicare Advantage plan for you in Phoenix, AZ.

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