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Medicare Advantage Plans in Palm Beach County, FL

Looking for Medicare Advantage plans in Palm Beach County? Enter your ZIP below to compare affordable monthly premium plans in your area.

Palm Beach County, FL, is home to 69 Medicare Advantage (Medicare Part C) plans in 2025.

Learn more about Medicare Advantage in Florida or call to speak with a licensed insurance agent who can help you compare Palm Beach County Medicare Advantage plans and – if you're eligible – help you enroll.

We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.

Enrollment may be limited to certain times of the year. See why you may be able to enroll.

2025 West Palm Beach and Boca Raton Medicare Advantage Plans


There is a wide range of Medicare Advantage plans available in West Palm Beach, Delray Beach, Boca Raton and all across Palm Beach County in 2025.

One thing all ​Palm Beach County Medicare Advantage plans have in common is that they combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan. Medicare Advantage plans may also offer additional benefits Part A and B don't cover.

These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.

You can get help comparing Medicare Advantage plans in Boca Raton and all across Palm Beach County by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2025 Boca Raton Medicare Advantage plans below.

2025 Medicare Advantage plans in Palm Beach County

2025 Medicare Advantage Plans in Palm Beach
Number of unique plans69
Average monthly premium$3.91
Average (in-network) out-of-pocket maximum$4,389.49
Average Medicare Star Rating*3.85

While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.

The average monthly premium for Medicare Advantage plans in Palm Beach is $3.91 per month in 2025, though there may be plans available where you live that feature different premiums.

Medicare Advantage plans in Palm Beach County have an average Medicare Star Rating of 3.85 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Florida or wherever you may live.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. 2025 Star Ratings have not yet been released but will be updated on this page as soon as the data is available.

List of Medicare Advantage plans in Palm Beach County

The following table includes cost information and other plan details for Medicare Advantage plans available in Palm Beach in 2025.

Plan NamePlan CodeMonthly PremiumDeductibleOut of Pocket MaxPrescription Drug CoverageMedicare Star Rating
AARP Medicare Advantage from UHC FL-0015 (HMO-POS)H1045-055-000$0.00$175.00$3,400.00Yes4 out of 5 stars
AARP Medicare Advantage from UHC FL-0026 (PPO)H2406-018-000$0.00$420.00$3,900.00Yes4 out of 5 stars
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)R0759-001-000$23.00$570.00$7,900.00Yes4 out of 5 stars
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)R0759-002-000$0.00N/A$7,900.00No4 out of 5 stars
AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)H2406-130-000$0.00N/A$7,900.00No4 out of 5 stars
Aetna Medicare Assure (HMO D-SNP)H1609-019-000$0.00$0.00$4,150.00Yes4 out of 5 stars
Aetna Medicare Choice (HMO-POS)H1609-028-000$0.00$590.00$5,900.00Yes4 out of 5 stars
Aetna Medicare Eagle (PPO)H5521-347-000$0.00N/A$5,500.00No4.5 out of 5 stars
Aetna Medicare FL Dual Select (HMO D-SNP)H1609-048-000$0.00$0.00$4,150.00Yes4 out of 5 stars
Aetna Medicare FL Explorer Premier (PPO)H5521-432-000$0.00$590.00$3,900.00Yes4.5 out of 5 stars
Aetna Medicare FL Select (HMO)H1609-020-000$0.00$0.00$1,500.00Yes4 out of 5 stars
Aetna Medicare Premier (PPO)H5521-273-000$0.00$590.00$4,700.00Yes4.5 out of 5 stars
Aetna Medicare Premier (PPO)H5521-033-000$0.00$590.00$6,750.00Yes4.5 out of 5 stars
CareAccess (HMO)H1019-148-000$0.00$0.00$2,250.00Yes4 out of 5 stars
CareBreeze Platinum (HMO C-SNP)H1019-124-000$0.00$0.00$3,400.00Yes4 out of 5 stars
CareComplete (HMO C-SNP)H1019-150-000$0.00$0.00$2,500.00Yes4 out of 5 stars
CareComplete Platinum (HMO C-SNP)H1019-130-000$0.00$0.00$3,400.00Yes4 out of 5 stars
CareFree Giveback (HMO)H1019-065-000$0.00$0.00$5,000.00Yes4 out of 5 stars
CareFree Platinum Giveback (HMO-POS)H1019-135-000$0.00$0.00$3,400.00Yes4 out of 5 stars
CareNeeds Platinum (HMO D-SNP)H1019-023-000$0.00$0.00$3,400.00Yes4 out of 5 stars
CareOne Plus (HMO-POS)H1019-001-000$0.00$0.00$2,000.00Yes4 out of 5 stars
CareSalute (HMO)H1019-119-000$0.00N/A$3,350.00No4 out of 5 stars
Cigna Courage Medicare (HMO)H5410-058-000$0.00N/A$3,400.00No3 out of 5 stars
Cigna Preferred Medicare (HMO)H5410-053-000$0.00$0.00$3,100.00Yes3 out of 5 stars
Cigna Preferred Savings Medicare (HMO)H5410-054-000$0.00$0.00$3,100.00Yes3 out of 5 stars
Cigna TotalCare (HMO D-SNP)H5410-056-000$0.00$0.00$3,500.00Yes3 out of 5 stars
Cigna TotalCare Plus (HMO D-SNP)H5410-049-000$0.00$0.00$1,500.00Yes3 out of 5 stars
Devoted CORE Florida (HMO)H1290-003-000$0.00$590.00$3,900.00Yes4.5 out of 5 stars
Devoted DUAL Florida (HMO D-SNP)H1290-021-000$0.00$0.00$3,900.00Yes4.5 out of 5 stars
Devoted DUAL PLUS Florida (HMO D-SNP)H1290-055-000$0.00$0.00$3,400.00Yes4.5 out of 5 stars
Devoted EXTRA Florida (HMO)H1290-064-000$0.00$590.00$3,900.00Yes4.5 out of 5 stars
Devoted GIVEBACK Florida (HMO)H1290-015-000$0.00$590.00$6,750.00Yes4.5 out of 5 stars
Devoted PREMIUM Florida (HMO)H1290-037-003$8.70$590.00$3,900.00Yes4.5 out of 5 stars
Humana Full Access Giveback H5216-311 (PPO)H5216-311-000$0.00$350.00$6,200.00Yes3.5 out of 5 stars
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-121-000$0.00$0.00$2,450.00Yes4 out of 5 stars
Humana Gold Plus Giveback H1036-305 (HMO)H1036-305-000$0.00$0.00$3,850.00Yes4 out of 5 stars
Humana Gold Plus H1036-062C (HMO)H1036-062-000$0.00$0.00$1,625.00Yes4 out of 5 stars
Humana Gold Plus Lung (HMO C-SNP)H1036-297-000$0.00$0.00$2,450.00Yes4 out of 5 stars
Humana Gold Plus SNP-DE H1036-077A (HMO D-SNP)H1036-077-000$0.00$0.00$3,400.00Yes4 out of 5 stars
Humana Gold Plus SNP-DE H1036-304 (HMO D-SNP)H1036-304-000$0.00$0.00$3,400.00Yes4 out of 5 stars
Humana USAA Honor Giveback (HMO)H1036-279-000$0.00N/A$3,400.00No4 out of 5 stars
Humana USAA Honor Giveback (PPO)H5216-256-000$0.00N/A$4,900.00No3.5 out of 5 stars
HumanaChoice Florida H5216-068 (PPO)H5216-068-000$0.00$250.00$3,900.00Yes3.5 out of 5 stars
HumanaChoice Florida H7284-008 (PPO)H7284-008-000$0.00$150.00$4,150.00Yes3 out of 5 stars
HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP)H7284-010-000$0.00$0.00$4,900.00Yes3 out of 5 stars
HumanaChoice R5826-005 (Regional PPO)R5826-005-000$172.00$100.00$6,700.00Yes3 out of 5 stars
HumanaChoice R5826-018 (Regional PPO)R5826-018-000$43.00N/A$7,550.00No3 out of 5 stars
HumanaChoice R5826-074 (Regional PPO)R5826-074-000$23.00$395.00$7,550.00Yes3 out of 5 stars
Simply Complete (HMO D-SNP)H5471-084-000$0.00$0.00$500.00Yes4.5 out of 5 stars
Simply Complete Platinum (HMO D-SNP)H5471-125-000$0.00$0.00$500.00Yes4.5 out of 5 stars
Simply Extra (HMO)H5471-105-000$0.00$100.00$3,450.00Yes4.5 out of 5 stars
Simply Extra Platinum (HMO)H5471-123-000$0.00$0.00$3,200.00Yes4.5 out of 5 stars
Simply Freedom (PPO)H9469-001-000$0.00$125.00$3,600.00YesNot enough data available
Simply Level (HMO C-SNP)H5471-085-000$0.00$0.00$3,450.00Yes4.5 out of 5 stars
Simply Level Platinum (HMO C-SNP)H5471-126-000$0.00$0.00$3,200.00Yes4.5 out of 5 stars
Simply More (HMO)H5471-083-000$0.00$0.00$3,450.00Yes4.5 out of 5 stars
Simply More Platinum (HMO)H5471-124-000$0.00$0.00$3,200.00Yes4.5 out of 5 stars
UHC Dual Complete FL-D003 (PPO D-SNP)H1889-002-002$0.00$0.00$9,350.00Yes3.5 out of 5 stars
UHC Dual Complete FL-Y4 (PPO D-SNP)H1889-026-000$0.00$0.00$9,350.00Yes3.5 out of 5 stars
UHC Preferred Dual Complete FL-D01P (HMO D-SNP)H1045-038-000$0.00$0.00$9,350.00Yes4 out of 5 stars
UHC Preferred Dual Complete FL-V2 (HMO D-SNP)H1045-064-000$0.00$0.00$3,400.00Yes4 out of 5 stars
UHC Preferred Dual Complete FL-Y3 (HMO-POS D-SNP)H1045-065-000$0.00$0.00$9,350.00Yes4 out of 5 stars
UHC Preferred Medicare Advantage FL-002P (HMO)H1045-037-000$0.00$175.00$3,400.00Yes4 out of 5 stars
Wellcare Dual Access (HMO D-SNP)H1032-124-000$0.00$0.00$9,350.00Yes3.5 out of 5 stars
Wellcare Dual Liberty (HMO D-SNP)H1032-175-000$0.00$0.00$9,350.00Yes3.5 out of 5 stars
Wellcare Dual Reserve (HMO D-SNP)H1032-202-000$0.00$0.00$1,500.00Yes3.5 out of 5 stars
Wellcare Giveback (HMO)H1032-195-000$0.00$420.00$5,000.00Yes3.5 out of 5 stars
Wellcare Patriot Giveback (HMO)H1032-239-000$0.00N/A$4,500.00No3.5 out of 5 stars
Wellcare Simple (HMO)H1032-196-000$0.00$420.00$1,400.00Yes3.5 out of 5 stars

Fall Medicare open enrollment in Boca Raton and West Palm Beach


The 2024 Medicare open enrollment period lasts from October 15 to December 7. Depending on your circumstances, fall Medicare open enrollment may the only time of year you can make changes to your 2025 Medicare coverage.

Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2025 Medicare Advantage plans in Boca Raton, West Palm Beach, Boynton Beach, Delray Beach or anywhere else in Palm Beach County.​

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