Medicare Advantage Plans in Pinellas County, FL
Looking for Medicare Advantage plans in Pinellas County? Enter your ZIP below to compare affordable or $0 premium plans in your area.
Pinellas County, FL, is home to 89 Medicare Advantage (Medicare Part C) plans in 2024.
Learn more about Medicare Advantage in Florida or call to speak with a licensed insurance agent who can help you compare Pinellas County Medicare Advantage plans and – if you're eligible – help you enroll.
We represent carriers such as Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
2024 St. Petersburg and Clearwater Medicare Advantage Plans
2024 Medicare Advantage plans in Clearwater, St. Petersburg and across the Tampa Bay area combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan, and some plans may also offer additional benefits Part A and B don't cover.
These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.
You can get help comparing Pinellas County Medicare plans by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2024 Clearwater and St. Petersburg Medicare Advantage plans below.
2024 Medicare Advantage plans in Pinellas County
| 2024 Medicare Advantage Plans in Pinellas | |
|---|---|
| Number of unique plans | 89 |
| Average monthly premium | $7.55 |
| Average (in-network) out-of-pocket maximum | $3706.18 |
| Average Medicare Star Rating* | 4.31 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2024.
The average monthly premium for Medicare Advantage plans in Pinellas is $7.55 per month in 2024, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Pinellas County have an average Medicare Star Rating of 4.31 in 2024.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Florida or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
List of Medicare Advantage plans in Pinellas County
The following table includes cost information and other plan details for Medicare Advantage plans available in Pinellas in 2024.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) | H1045-028-000 | $0 | $0 | $3800 | Yes | 4.5 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0019 (PPO) | H2406-011-000 | $0 | $0 | $4900 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | R0759-001-000 | $0 | $395 | $7900 | Yes | 3.5 out of 5 stars |
| AARP Medicare Advantage from UHC FL-003P (HMO-POS) | H1045-045-000 | $0 | $0 | $2900 | Yes | 4.5 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | R0759-002-000 | $0 | N/A | $7500 | No | 3.5 out of 5 stars |
| Aetna Medicare Assure (HMO D-SNP) | H1609-019-000 | $37.7 | $0 | $3850 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Assure Plus (HMO D-SNP) | H1609-044-000 | $37.7 | $0 | $3850 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Choice (HMO-POS) | H1609-028-000 | $0 | $150 | $5700 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Credit (HMO) | H1609-060-000 | $0 | $0 | $3850 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Eagle (PPO) | H5521-308-000 | $0 | N/A | $5500 | No | 4 out of 5 stars |
| Aetna Medicare Explorer Premier (PPO) | H5521-437-000 | $0 | $0 | $4700 | Yes | 4 out of 5 stars |
| Aetna Medicare Premier (PPO) | H5521-270-000 | $0 | $150 | $5500 | Yes | 4 out of 5 stars |
| Aetna Medicare Premier (PPO) | H5521-033-000 | $0 | $300 | $6700 | Yes | 4 out of 5 stars |
| Aetna Medicare Select (HMO) | H1609-034-000 | $0 | $0 | $2200 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Select Plus (HMO) | H1609-067-000 | $0 | $0 | $1800 | Yes | 3.5 out of 5 stars |
| CareBreeze Platinum (HMO C-SNP) | H1019-125-000 | $0 | $0 | $2400 | Yes | 4 out of 5 stars |
| CareComplete Platinum (HMO C-SNP) | H1019-122-000 | $0 | $0 | $2400 | Yes | 4 out of 5 stars |
| CareFree (HMO) | H1019-104-002 | $0 | $0 | $2750 | Yes | 4 out of 5 stars |
| CareNeeds Platinum (HMO D-SNP) | H1019-146-000 | $0 | $0 | $3400 | Yes | 4 out of 5 stars |
| CareNeeds Plus (HMO D-SNP) | H1019-026-000 | $0 | $0 | $3400 | Yes | 4 out of 5 stars |
| CareOne Plus (HMO) | H1019-103-002 | $0 | $0 | $2000 | Yes | 4 out of 5 stars |
| CareSalute (HMO) | H1019-132-000 | $0 | N/A | $3900 | No | 4 out of 5 stars |
| Cigna Courage Medicare (HMO) | H5410-057-000 | $0 | N/A | $3400 | No | 4.5 out of 5 stars |
| Cigna Preferred Medicare (HMO) | H5410-029-000 | $0 | $0 | $2700 | Yes | 4.5 out of 5 stars |
| Cigna Preferred Savings Medicare (HMO) | H5410-030-000 | $0 | $0 | $2700 | Yes | 4.5 out of 5 stars |
| Cigna TotalCare (HMO D-SNP) | H5410-046-000 | $0 | $0 | $2950 | Yes | 4.5 out of 5 stars |
| Cigna TotalCare Plus (HMO D-SNP) | H5410-032-000 | $0 | $0 | $1500 | Yes | 4.5 out of 5 stars |
| Cigna True Choice Courage Medicare (PPO) | H7787-002-000 | $0 | N/A | $5700 | No | 3 out of 5 stars |
| Cigna True Choice Medicare (PPO) | H7849-048-000 | $0 | $0 | $4700 | Yes | 3 out of 5 stars |
| Devoted CHOICE GIVEBACK Tampa (PPO) | H9884-005-000 | $0 | $150 | $5500 | Yes | Not enough data available |
| Devoted CORE Tampa (HMO) | H1290-036-002 | $0 | $0 | $2300 | Yes | 5 out of 5 stars |
| Devoted DUAL PLUS Florida (HMO D-SNP) | H1290-052-000 | $0 | $0 | $3400 | Yes | 5 out of 5 stars |
| Devoted DUAL Tampa (HMO D-SNP) | H1290-024-000 | $0 | $0 | $3400 | Yes | 5 out of 5 stars |
| Devoted ESSENTIALS Tampa (HMO) | H1290-051-002 | $0 | $150 | $4900 | Yes | 5 out of 5 stars |
| Devoted PREMIUM Florida (HMO) | H1290-037-005 | $21.9 | $545 | $3200 | Yes | 5 out of 5 stars |
| Freedom Medicare Plan Rx (HMO) | H5427-059-000 | $0 | $0 | $3000 | Yes | 4.5 out of 5 stars |
| Freedom Medi-Medi Full (HMO D-SNP) | H5427-087-000 | $16.8 | $545 | $500 | Yes | 4.5 out of 5 stars |
| Freedom Medi-Medi Partial (HMO D-SNP) | H5427-078-000 | $25.9 | $545 | $500 | Yes | 4.5 out of 5 stars |
| Freedom Savings Plan (HMO) | H5427-052-000 | $0 | N/A | $3400 | No | 4.5 out of 5 stars |
| Freedom VIP Care (HMO C-SNP) | H5427-070-000 | $0 | $0 | $1500 | Yes | 4.5 out of 5 stars |
| Freedom VIP Savings (HMO C-SNP) | H5427-072-000 | $0 | $0 | $3400 | Yes | 4.5 out of 5 stars |
| Freedom VIP Savings COPD (HMO C-SNP) | H5427-077-000 | $0 | $0 | $3400 | Yes | 4.5 out of 5 stars |
| Humana Fully Integrated H1036-280 (HMO D-SNP) | H1036-280-000 | $0 | $0 | $3400 | Yes | 4.5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | H1036-299-000 | $0 | $0 | $2400 | Yes | 5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | H1036-160-000 | $0 | $0 | $3300 | Yes | 5 out of 5 stars |
| Humana Gold Plus H1036-025 (HMO) | H1036-025-000 | $0 | $0 | $1800 | Yes | 5 out of 5 stars |
| Humana Gold Plus H1036-265 (HMO) | H1036-265-001 | $0 | $0 | $2400 | Yes | 5 out of 5 stars |
| Humana Gold Plus Lung (HMO C-SNP) | H1036-312-000 | $0 | $0 | $2400 | Yes | 5 out of 5 stars |
| Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP) | H1036-102-000 | $0 | $0 | $1500 | Yes | 5 out of 5 stars |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) | H1036-314-000 | $0 | $0 | $3400 | Yes | 5 out of 5 stars |
| Humana USAA Honor (HMO) | H1036-119-000 | $0 | N/A | $3900 | No | 5 out of 5 stars |
| Humana USAA Honor (PPO) | H5216-257-000 | $0 | N/A | $5100 | No | 4.5 out of 5 stars |
| HumanaChoice Florida H5216-072 (PPO) | H5216-072-000 | $0 | $150 | $5400 | Yes | 4.5 out of 5 stars |
| HumanaChoice Florida H5216-304 (PPO) | H5216-304-000 | $0 | $0 | $4700 | Yes | 4.5 out of 5 stars |
| HumanaChoice Florida H5216-392 (PPO) | H5216-392-000 | $22 | $150 | $3400 | Yes | 4.5 out of 5 stars |
| HumanaChoice Florida H5216-393 (PPO) | H5216-393-000 | $0 | $350 | $6500 | Yes | 4.5 out of 5 stars |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) | H5216-394-000 | $0 | $0 | $5000 | Yes | 4.5 out of 5 stars |
| HumanaChoice R5826-005 (Regional PPO) | R5826-005-000 | $173 | $100 | $6700 | Yes | 3.5 out of 5 stars |
| HumanaChoice R5826-018 (Regional PPO) | R5826-018-000 | $59 | N/A | $7550 | No | 3.5 out of 5 stars |
| HumanaChoice R5826-074 (Regional PPO) | R5826-074-000 | $31 | $395 | $7550 | Yes | 3.5 out of 5 stars |
| Optimum Diamond (HMO C-SNP) | H5594-036-000 | $0 | $0 | $1000 | Yes | 5 out of 5 stars |
| Optimum Diamond Rewards (HMO C-SNP) | H5594-028-000 | $0 | $0 | $1750 | Yes | 5 out of 5 stars |
| Optimum Diamond Rewards COPD (HMO C-SNP) | H5594-029-000 | $0 | $0 | $1750 | Yes | 5 out of 5 stars |
| Optimum Emerald Full (HMO D-SNP) | H5594-017-000 | $25.3 | $545 | $500 | Yes | 5 out of 5 stars |
| Optimum Emerald Partial (HMO D-SNP) | H5594-016-000 | $24.4 | $545 | $500 | Yes | 5 out of 5 stars |
| Optimum Gold Rewards Plan (HMO) | H5594-001-000 | $0 | $0 | $1900 | Yes | 5 out of 5 stars |
| Optimum Platinum Plan (HMO) | H5594-002-000 | $0 | $0 | $1000 | Yes | 5 out of 5 stars |
| Simply Complete (HMO D-SNP) | H5471-082-000 | $0 | $0 | $500 | Yes | 5 out of 5 stars |
| Simply Complete Platinum (HMO D-SNP) | H5471-118-000 | $0 | $0 | $500 | Yes | 5 out of 5 stars |
| Simply Extra (HMO) | H5471-108-000 | $0 | $0 | $3450 | Yes | 5 out of 5 stars |
| Simply Extra Platinum (HMO) | H5471-117-000 | $0 | $0 | $3200 | Yes | 5 out of 5 stars |
| Simply Freedom (PPO) | H9469-008-000 | $0 | $150 | $5000 | Yes | Plan too new to be measured |
| Simply Freedom Extra (PPO) | H9469-005-000 | $0 | $150 | $6400 | Yes | Plan too new to be measured |
| Simply Level (HMO C-SNP) | H5471-075-000 | $0 | $0 | $3450 | Yes | 5 out of 5 stars |
| Simply Level Platinum (HMO C-SNP) | H5471-119-000 | $0 | $0 | $2450 | Yes | 5 out of 5 stars |
| Simply More (HMO) | H5471-078-000 | $0 | $0 | $3450 | Yes | 5 out of 5 stars |
| UHC Care Advantage FL-E001 (PPO I-SNP) | H0710-012-000 | $37.7 | $0 | $1500 | Yes | 5 out of 5 stars |
| UHC Complete Care Walgreens FL-0014 (HMO-POS C-SNP) | H1045-048-003 | $0 | $0 | $2900 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP) | H1045-039-000 | $0 | $0 | $8850 | Yes | 4.5 out of 5 stars |
| UHC Dual Complete FL-D003 (PPO D-SNP) | H1889-002-001 | $0 | $0 | $8850 | Yes | 4.5 out of 5 stars |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) | H0710-010-000 | $32.4 | $545 | $1000 | Yes | 5 out of 5 stars |
| Wellcare All Dual (HMO D-SNP) | H1032-124-000 | $34.1 | $0 | $8300 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Access Open (PPO D-SNP) | H5199-016-000 | $0 | $0 | $8850 | Yes | 3 out of 5 stars |
| Wellcare Dual Liberty (HMO D-SNP) | H1032-175-000 | $0 | $0 | $8850 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Reserve (HMO D-SNP) | H1032-202-000 | $0 | $0 | $1500 | Yes | 3.5 out of 5 stars |
| Wellcare Giveback (HMO) | H1032-200-000 | $0 | $545 | $5000 | Yes | 3.5 out of 5 stars |
| Wellcare No Premium (HMO) | H1032-201-000 | $0 | $0 | $1200 | Yes | 3.5 out of 5 stars |
| Wellcare No Premium Open (PPO) | H5199-012-000 | $0 | $100 | $3400 | Yes | 3 out of 5 stars |
| Wellcare Premium Enhanced Open (PPO) | H5199-010-000 | $93 | $0 | $3500 | Yes | 3 out of 5 stars |
Fall Medicare open enrollment in Clearwater and St. Petersburg
Fall Medicare open enrollment is an important time for beneficiaries in the Tampa Bay area and across the country.
The 2023 Medicare open enrollment period started on October 15 and only lasts until December 7. Depending on your circumstances, this may be the only time of year to make changes to your 2024 Medicare coverage.
Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2024 Medicare Advantage plans in St. Petersburg and Clearwater.
