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Medicare Advantage Plans in Bernalillo County, NM
Looking for Medicare Advantage plans in Bernalillo County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Bernalillo County, NM, is home to 22 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in New Mexico or call to speak with a licensed insurance agent who can help you compare Bernalillo County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll.
2025 Albuquerque Medicare Advantage Plans
All 2025 Medicare Advantage plans in Albuquerque combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan, and some plans may also offer additional benefits Part A and B don't cover.
These additional benefits may include things like prescription drug coverage, dental, hearing, vision and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.
You can get help comparing Albuquerque Medicare plans by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2025 Albuquerque Medicare Advantage plans below.
2025 Medicare Advantage plans in Bernalillo County
| 2025 Medicare Advantage Plans in Bernalillo | |
|---|---|
| Number of unique plans | 22 |
| Average monthly premium | $3.59 |
| Average (in-network) out-of-pocket maximum | $6,193.14 |
| Average Medicare Star Rating* | 3.39 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Bernalillo is $3.59 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Bernalillo County have an average Medicare Star Rating of 3.39 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in New Mexico or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
List of Medicare Advantage plans in Bernalillo County
The following table includes cost information and other plan details for Medicare Advantage plans available in Bernalillo in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NM-0001 (PPO) | H2406-054-000 | $27.00 | $420.00 | $4,100.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC NM-0004 (PPO) | H2406-089-000 | $0.00 | $420.00 | $4,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC NM-0009 (HMO-POS) | H4604-027-000 | $0.00 | $260.00 | $4,900.00 | Yes | 3.5 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC NM-7 (PPO) | H2406-096-000 | $0.00 | $405.00 | $6,700.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx NM-MA01 (PPO) | H2406-080-000 | $0.00 | N/A | $6,700.00 | No | 4 out of 5 stars |
| Cigna Preferred Medicare (HMO) | H0672-005-000 | $0.00 | $0.00 | $4,400.00 | Yes | 2.5 out of 5 stars |
| Humana Gold Choice H8145-164 (PFFS) | H8145-164-002 | $31.00 | $300.00 | N/A | Yes | 4 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | H0028-076-000 | $0.00 | $590.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus H0028-019 (HMO) | H0028-019-000 | $0.00 | $0.00 | $4,150.00 | Yes | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-436-003 | $0.00 | N/A | $4,900.00 | No | 3.5 out of 5 stars |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | H5216-443-000 | $0.00 | $590.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice Giveback H5216-435 (PPO) | H5216-435-003 | $0.00 | $0.00 | $7,850.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-078 (PPO) | H5216-078-006 | $0.00 | $250.00 | $5,000.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-196 (PPO) | H5216-196-002 | $13.90 | $200.00 | $7,200.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-223 (PPO) | H5216-223-000 | $7.00 | $200.00 | $5,400.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-437 (PPO) | H5216-437-002 | $0.00 | N/A | $4,150.00 | No | 3.5 out of 5 stars |
| Molina Medicare Complete Care (HMO D-SNP) | H8845-006-000 | $0.00 | $0.00 | $9,350.00 | Yes | Not enough data available |
| UHC Complete Care NM-11 (PPO C-SNP) | H2001-070-000 | $0.00 | $340.00 | $4,900.00 | Yes | 4 out of 5 stars |
| UHC Complete Care Support NM-1A (PPO C-SNP) | H2001-042-000 | $0.00 | $580.00 | $9,350.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete NM-S1 (PPO D-SNP) | H0294-050-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| UHC Dual Complete NM-V1 (PPO D-SNP) | H0294-051-000 | $0.00 | $0.00 | $4,900.00 | Yes | 3 out of 5 stars |
| UHC Dual Complete NM-Y1 (PPO D-SNP) | H0294-049-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
List of prescription drug plans in Bernalillo County
The following table includes cost information and other plan details for prescription drug plans available in Bernalillo in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Preferred Pharmacies | Accepts Mail Order | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | S5921-407-000 | $85.10 | $0.00 | Yes | Yes | 2.5 out of 5 stars |
| AARP Medicare Rx Saver from UHC (PDP) | S5921-371-000 | $0.00 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Assurance Rx (PDP) | S5617-128-000 | $0.00 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Extra Rx (PDP) | S5617-271-000 | $91.00 | $175.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Saver Rx (PDP) | S5617-376-000 | $0.00 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Humana Basic Rx Plan (PDP) | S5884-110-000 | $0.20 | $590.00 | Yes | Yes | Plan too new to be measured |
| Humana Premier Rx Plan (PDP) | S5884-172-000 | $77.10 | $0.00 | Yes | Yes | 3.5 out of 5 stars |
| Humana Value Rx Plan (PDP) | S5884-205-000 | $54.80 | $573.00 | Yes | Yes | 3.5 out of 5 stars |
| SilverScript Choice (PDP) | S5601-052-000 | $54.00 | $590.00 | No | Yes | 2.5 out of 5 stars |
Fall Medicare open enrollment in Albuquerque
The 2024 Medicare open enrollment period lasts from October 15 until December 7. Depending on your circumstances, this may be the only time of year to make changes to your 2025 Medicare coverage.
Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2025 Medicare Advantage plans in Albuquerque.