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Medicare Advantage Plans in Erie County, NY
Looking for Medicare Advantage plans in Erie County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Erie County, NY, is home to 38 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in New York or call to speak with a licensed insurance agent who can help you compare Erie County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll.
2025 Buffalo Medicare Advantage Plans
2025 Medicare Advantage plans in Buffalo and Erie County combine your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage into one simple plan, and some plans may also offer additional benefits Part A and B don't cover.
These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.
You can get help comparing Buffalo Medicare plans by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2025 Buffalo Medicare Advantage plans below.
2025 Medicare Advantage plans in Erie County
| 2025 Medicare Advantage Plans in Erie | |
|---|---|
| Number of unique plans | 38 |
| Average monthly premium | $26.71 |
| Average (in-network) out-of-pocket maximum | $7,769.74 |
| Average Medicare Star Rating* | 3.53 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Erie is $26.71 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Erie County have an average Medicare Star Rating of 3.53 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in New York or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. 2025 Star Ratings have not yet been released but will be updated on this page as soon as the data is available.
List of Medicare Advantage plans in Erie County
The following table includes cost information and other plan details for Medicare Advantage plans available in Erie in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NY-0007 (HMO-POS) | H3379-040-000 | $0.00 | $340.00 | $7,900.00 | Yes | 3.5 out of 5 stars |
| AARP Medicare Advantage from UHC NY-0019 (PPO) | H3418-008-000 | $19.00 | $495.00 | $8,500.00 | Yes | 3 out of 5 stars |
| Aetna Medicare Assure (HMO D-SNP) | H3312-070-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Discover Value (PPO) | H5521-381-000 | $25.00 | $450.00 | $6,900.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Eagle (PPO) | H5521-323-000 | $0.00 | N/A | $8,900.00 | No | 4.5 out of 5 stars |
| Aetna Medicare Longevity (PPO I-SNP) | H5521-461-000 | $72.30 | $590.00 | $9,350.00 | Yes | na |
| Aetna Medicare Platinum (PPO) | H5521-459-000 | $139.00 | $590.00 | $4,500.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Premier (PPO) | H5521-215-000 | $0.00 | $450.00 | $7,900.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Value (HMO-POS) | H3312-065-000 | $0.00 | $0.00 | $5,500.00 | Yes | 3.5 out of 5 stars |
| BlueSaver (HMO) | H3384-062-000 | $0.00 | $0.00 | $6,900.00 | Yes | 4.5 out of 5 stars |
| Forever Blue 751 (PPO) | H5526-004-000 | $197.00 | $0.00 | $6,700.00 | Yes | 4 out of 5 stars |
| Forever Blue Value (PPO) | H5526-016-000 | $131.00 | $0.00 | $6,700.00 | Yes | 4 out of 5 stars |
| Freedom Nation (PPO) | H5526-020-000 | $30.00 | $250.00 | $6,750.00 | Yes | 4 out of 5 stars |
| Freedom Nation Prestige (PPO) | H5526-027-000 | $52.00 | $0.00 | $6,750.00 | Yes | 4 out of 5 stars |
| Freedom Valor (PPO) | H5526-023-000 | $0.00 | N/A | $6,700.00 | No | 4 out of 5 stars |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) | H3533-002-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5970-016-000 | $0.00 | N/A | $4,950.00 | No | 3.5 out of 5 stars |
| HumanaChoice H5970-029 (PPO) | H5970-029-000 | $28.00 | $590.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) | H5970-020-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Senior Blue 601 (HMO) | H3384-022-000 | $0.00 | N/A | $6,700.00 | No | 4.5 out of 5 stars |
| Senior Blue 651 (HMO) | H3384-019-000 | $101.00 | $0.00 | $6,700.00 | Yes | 4.5 out of 5 stars |
| Senior Blue Basic (HMO) | H3384-067-000 | $0.00 | $0.00 | $8,300.00 | Yes | 4.5 out of 5 stars |
| Senior Blue Select (HMO) | H3384-058-000 | $40.00 | $0.00 | $6,700.00 | Yes | 4.5 out of 5 stars |
| UHC Complete Care NY-30 (HMO-POS C-SNP) | H3379-053-000 | $0.00 | $340.00 | $8,300.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) | H3387-015-001 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete NY-S001 (PPO D-SNP) | H2001-063-001 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) | H3387-014-001 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Wellcare Assist Open (PPO) | H2775-113-000 | $28.30 | $580.00 | $8,850.00 | Yes | 2.5 out of 5 stars |
| Wellcare Dual Access (HMO D-SNP) | H4868-004-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Access Open (PPO D-SNP) | H2775-112-000 | $0.00 | $0.00 | $9,350.00 | Yes | 2.5 out of 5 stars |
| Wellcare Fidelis Assist (HMO-POS) | H5599-002-000 | $38.40 | $460.00 | $6,900.00 | Yes | 3 out of 5 stars |
| Wellcare Fidelis Dual Access (HMO D-SNP) | H5599-001-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| Wellcare Fidelis Simple (HMO-POS) | H5599-004-000 | $0.00 | $420.00 | $8,300.00 | Yes | 3 out of 5 stars |
| Wellcare Giveback Open (PPO) | H2775-111-000 | $0.00 | $420.00 | $8,850.00 | Yes | 2.5 out of 5 stars |
| Wellcare Patriot Simple (HMO-POS) | H4868-003-000 | $0.00 | N/A | $6,700.00 | No | 3.5 out of 5 stars |
| Wellcare Premium Ultra Open (PPO) | H2775-105-000 | $114.00 | $420.00 | $3,400.00 | Yes | 2.5 out of 5 stars |
| Wellcare Simple (HMO-POS) | H4868-019-000 | $0.00 | $420.00 | $8,300.00 | Yes | 3.5 out of 5 stars |
| Wellcare Simple Open (PPO) | H2775-106-000 | $0.00 | $420.00 | $8,850.00 | Yes | 2.5 out of 5 stars |
Fall Medicare open enrollment in Buffalo
Fall Medicare open enrollment is an important time for beneficiaries in Buffalo and across the country.
The 2022 Medicare open enrollment period starts on October 15 and only lasts until December 7. Depending on your circumstances, this may be the only time of year to make changes to your 2023 Medicare coverage.
Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2025 Medicare Advantage plans in Buffalo and Erie County.