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Medicare Advantage Plans in Philadelphia County, PA
Looking for Medicare Advantage plans in Philadelphia County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Philadelphia County, PA, is home to 65 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in Pennsylvania or call to speak with a licensed insurance agent who can help you compare Philadelphia County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll.
2025 Medicare Advantage plans in Philadelphia County
| 2025 Medicare Advantage Plans in Philadelphia | |
|---|---|
| Number of unique plans | 65 |
| Average monthly premium | $16.06 |
| Average (in-network) out-of-pocket maximum | $7,114.60 |
| Average Medicare Star Rating* | 3.42 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Philadelphia is $16.06 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Philadelphia County have an average Medicare Star Rating of 3.42 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Pennsylvania or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.
List of Medicare Advantage plans in Philadelphia County
The following table includes cost information and other plan details for Medicare Advantage plans available in Philadelphia in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC PA-0001 (HMO-POS) | H5253-145-000 | $36.00 | $340.00 | $5,400.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC PA-0005 (HMO-POS) | H5253-154-000 | $0.00 | $340.00 | $6,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC PA-0009 (PPO) | H2406-048-000 | $59.00 | $420.00 | $6,300.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC PA-0010 (PPO) | H2406-071-000 | $0.00 | $420.00 | $6,700.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC PA-0013 (PPO) | H2406-102-000 | $0.00 | $420.00 | $6,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC PA-12 (PPO) | H2406-101-000 | $0.00 | $495.00 | $8,900.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS) | H5253-152-000 | $0.00 | N/A | $6,700.00 | No | 4 out of 5 stars |
| Aetna Medicare Advantra Cares (HMO D-SNP) | H3959-035-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Advantra Credit Value (PPO) | H5522-017-000 | $0.00 | $590.00 | $7,500.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Advantra Eagle (HMO-POS) | H3959-041-000 | $0.00 | N/A | $5,500.00 | No | 4.5 out of 5 stars |
| Aetna Medicare Advantra Philly Prime (HMO-POS) | H3959-053-000 | $0.00 | $590.00 | $6,900.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Advantra Premier Plus (PPO) | H5522-014-000 | $72.00 | $590.00 | $5,900.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Advantra Value (HMO-POS) | H3959-052-000 | $0.00 | $590.00 | $7,500.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Freedom Core (PPO) | H5522-028-000 | $0.00 | $590.00 | $7,500.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Gold (PPO) | H5521-122-000 | $142.00 | $590.00 | $7,500.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Longevity (HMO I-SNP) | H3959-066-000 | $48.40 | $590.00 | $9,350.00 | Yes | Plan too new to be measured |
| Aetna Medicare Premier (HMO-POS) | H3931-064-000 | $61.00 | $590.00 | $6,900.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Premier Plus (HMO-POS) | H3931-004-000 | $89.00 | $590.00 | $6,900.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Prime Chronic Care (HMO C-SNP) | H3959-077-000 | $0.00 | $300.00 | $6,750.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Prime Chronic Value (HMO C-SNP) | H3959-074-000 | $48.40 | $590.00 | $9,350.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Value Plus (HMO-POS) | H3959-033-000 | $29.00 | $590.00 | $7,500.00 | Yes | 4.5 out of 5 stars |
| Cigna Achieve Medicare (HMO C-SNP) | H3949-024-000 | $0.00 | $0.00 | $4,400.00 | Yes | 3.5 out of 5 stars |
| Cigna Courage Medicare (HMO) | H3949-026-000 | $0.00 | N/A | $5,900.00 | No | 3.5 out of 5 stars |
| Cigna Preferred Full Savings Medicare (HMO) | H3949-053-000 | $0.00 | $0.00 | $8,200.00 | Yes | 3.5 out of 5 stars |
| Cigna Preferred Medicare (HMO) | H3949-052-000 | $0.00 | $0.00 | $5,600.00 | Yes | 3.5 out of 5 stars |
| Cigna Preferred PA Medicare (HMO) | H3949-031-000 | $0.00 | $0.00 | $3,900.00 | Yes | 3.5 out of 5 stars |
| Cigna Preferred Plus Medicare (HMO) | H3949-030-000 | $20.00 | $0.00 | $6,750.00 | Yes | 3.5 out of 5 stars |
| Cigna TotalCare Plus (HMO D-SNP) | H3949-009-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Complete Blue PPO Choice Deluxe (PPO) | H3916-054-000 | $9.00 | $0.00 | $6,750.00 | Yes | 4.5 out of 5 stars |
| Complete Blue PPO Premier (PPO) | H3916-055-000 | $38.00 | $0.00 | $6,100.00 | Yes | 4.5 out of 5 stars |
| Devoted CHOICE GIVEBACK Pennsylvania (PPO) | H6018-003-000 | $0.00 | $590.00 | $9,350.00 | Yes | Not enough data available |
| Devoted CHOICE Pennsylvania (PPO) | H6018-001-000 | $0.00 | $590.00 | $7,550.00 | Yes | Not enough data available |
| Devoted CHOICE PLUS Pennsylvania (PPO) | H6018-002-000 | $18.90 | $590.00 | $7,550.00 | Yes | Not enough data available |
| Devoted CORE Pennsylvania (HMO) | H6852-001-000 | $0.00 | $590.00 | $7,500.00 | Yes | Not enough data available |
| Devoted DUAL PLUS Pennsylvania (HMO D-SNP) | H6852-007-000 | $0.00 | $0.00 | $9,350.00 | Yes | Not enough data available |
| Devoted GIVEBACK Pennsylvania (HMO) | H6852-002-000 | $0.00 | $590.00 | $7,900.00 | Yes | Not enough data available |
| Freedom Blue PPO Valor (PPO) | H3916-056-000 | $0.00 | N/A | $6,000.00 | No | 4.5 out of 5 stars |
| Highmark Wholecare Medicare Assured Diamond (HMO D-SNP) | H5932-012-000 | $0.00 | $0.00 | $6,700.00 | Yes | 4.5 out of 5 stars |
| Highmark Wholecare Medicare Assured Ruby (HMO D-SNP) | H5932-013-000 | $0.00 | $0.00 | $6,700.00 | Yes | 4.5 out of 5 stars |
| Humana Gold Choice H8145-163 (PFFS) | H8145-163-000 | $108.00 | N/A | N/A | No | 4 out of 5 stars |
| Humana Gold Plus H6622-037 (HMO) | H6622-037-000 | $0.00 | $300.00 | $8,900.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus SNP-DE H6622-078 (HMO D-SNP) | H6622-078-002 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-221-000 | $0.00 | N/A | $6,700.00 | No | 3.5 out of 5 stars |
| Humana USAA Honor Giveback with Rx (PPO) | H5525-059-000 | $0.00 | $300.00 | $7,850.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice Giveback H5216-116 (PPO) | H5216-116-000 | $0.00 | N/A | $4,150.00 | No | 3.5 out of 5 stars |
| HumanaChoice Giveback H5525-058 (PPO) | H5525-058-000 | $0.00 | $225.00 | $7,500.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-120 (PPO) | H5216-120-000 | $105.00 | $300.00 | $7,600.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5525-005 (PPO) | H5525-005-000 | $41.00 | $300.00 | $8,300.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5525-017 (PPO) | H5525-017-000 | $26.00 | $300.00 | $6,300.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5525-051 (PPO) | H5525-051-002 | $0.00 | $300.00 | $7,800.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice R0110-007 (Regional PPO) | R0110-007-000 | $0.00 | N/A | $4,500.00 | No | 3.5 out of 5 stars |
| HumanaChoice R0110-008 (Regional PPO) | R0110-008-000 | $63.00 | $0.00 | $6,700.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice SNP-DE H5216-373 (PPO D-SNP) | H5216-373-000 | $0.00 | $590.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Complete Care PA-17 (HMO-POS C-SNP) | H5253-192-000 | $0.00 | $340.00 | $6,700.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete PA-S001 (PPO D-SNP) | H1889-007-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete PA-S002 (HMO-POS D-SNP) | H3113-009-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| UHC Dual Complete PA-V001 (HMO-POS D-SNP) | H3113-014-000 | $0.00 | $0.00 | $6,700.00 | Yes | 3.5 out of 5 stars |
| Wellcare Assist (HMO) | H2915-011-000 | $30.20 | $490.00 | $5,200.00 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Access (HMO D-SNP) | H2915-002-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Access Open (PPO D-SNP) | H2128-005-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| Wellcare Dual Reserve Open (PPO D-SNP) | H2128-006-000 | $0.00 | $0.00 | $6,000.00 | Yes | 3 out of 5 stars |
| Wellcare Giveback Open (PPO) | H2128-004-000 | $0.00 | $420.00 | $7,550.00 | Yes | 3 out of 5 stars |
| Wellcare Patriot Giveback (HMO) | H2915-013-000 | $0.00 | N/A | $7,550.00 | No | 3.5 out of 5 stars |
| Wellcare Simple (HMO) | H2915-016-000 | $0.00 | $420.00 | $5,900.00 | Yes | 3.5 out of 5 stars |
| Wellcare Simple Open (PPO) | H2128-002-000 | $0.00 | $420.00 | $6,700.00 | Yes | 3 out of 5 stars |
List of prescription drug plans in Philadelphia County
The following table includes cost information and other plan details for prescription drug plans available in Philadelphia in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Preferred Pharmacies | Accepts Mail Order | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Rx Preferred from UHC (PDP) | S5921-388-000 | $103.50 | $0.00 | Yes | Yes | 2.5 out of 5 stars |
| AARP Medicare Rx Saver from UHC (PDP) | S5921-351-000 | $64.00 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Blue Rx PDP Complete (PDP) | S5593-003-000 | $168.20 | $0.00 | Yes | Yes | 3.5 out of 5 stars |
| Blue Rx PDP Plus (PDP) | S5593-002-000 | $143.20 | $590.00 | Yes | Yes | 3.5 out of 5 stars |
| Cigna Healthcare Assurance Rx (PDP) | S5617-215-000 | $64.40 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Extra Rx (PDP) | S5617-251-000 | $95.30 | $175.00 | Yes | Yes | 2.5 out of 5 stars |
| Cigna Healthcare Saver Rx (PDP) | S5617-356-000 | $12.60 | $590.00 | Yes | Yes | 2.5 out of 5 stars |
| Humana Basic Rx Plan (PDP) | S5884-104-000 | $70.60 | $590.00 | Yes | Yes | Plan too new to be measured |
| Humana Premier Rx Plan (PDP) | S5884-152-000 | $128.90 | $0.00 | Yes | Yes | 3.5 out of 5 stars |
| Humana Value Rx Plan (PDP) | S5884-185-000 | $39.80 | $573.00 | Yes | Yes | 3.5 out of 5 stars |
| SilverScript Choice (PDP) | S5601-012-000 | $44.90 | $590.00 | No | Yes | 2.5 out of 5 stars |