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Medicare Advantage Plans in Whatcom County, WA
Looking for Medicare Advantage plans in Whatcom County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Whatcom County, WA, is home to 33 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in Washington or call to speak with a licensed insurance agent who can help you compare Whatcom County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
Enrollment may be limited to certain times of the year. See why you may be able to enroll.
2025 Medicare Advantage plans in Whatcom County
| 2025 Medicare Advantage Plans in Whatcom | |
|---|---|
| Number of unique plans | 33 |
| Average monthly premium | $15.35 |
| Average (in-network) out-of-pocket maximum | $7,321.21 |
| Average Medicare Star Rating* | 2.98 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Whatcom is $15.35 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Whatcom County have an average Medicare Star Rating of 2.98 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Washington or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. 2025 Star Ratings have not yet been released but will be updated on this page as soon as the data is available.
List of Medicare Advantage plans in Whatcom County
The following table includes cost information and other plan details for Medicare Advantage plans available in Whatcom in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC WA-6 (HMO-POS) | H3805-017-000 | $0.00 | $255.00 | $6,300.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Extras from UHC WA-14 (HMO-POS) | H3805-044-000 | $0.00 | $340.00 | $6,700.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC WA-0003 (PPO) | H1278-030-000 | $32.00 | $495.00 | $6,700.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC WA-0005 (HMO-POS) | H3805-015-000 | $27.00 | $255.00 | $5,500.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC WA-0010 (HMO-POS) | H3805-037-000 | $69.00 | $255.00 | $4,200.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC WA-12 (PPO) | H2001-087-000 | $0.00 | $420.00 | $6,700.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC WA-16 (PPO) | H2001-136-000 | $35.00 | $420.00 | $6,300.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx WA-MA01 (PPO) | H1278-031-000 | $0.00 | N/A | $6,700.00 | No | 4 out of 5 stars |
| Humana Dual Select H5619-165 (HMO D-SNP) | H5619-165-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP) | H5619-166-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana Gold Plus SNP-DE H5619-167 (HMO D-SNP) | H5619-167-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-301-004 | $0.00 | N/A | $5,100.00 | No | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | H5216-427-001 | $0.00 | N/A | $9,350.00 | No | 3.5 out of 5 stars |
| Humana Value Plus H5619-134 (HMO) | H5619-134-000 | $7.80 | $590.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-047 (PPO) | H5216-047-000 | $85.00 | $400.00 | $6,700.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-048 (PPO) | H5216-048-000 | $118.00 | $590.00 | $6,700.00 | Yes | 3.5 out of 5 stars |
| Molina Medicare Complete Care (HMO D-SNP) | H5823-006-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| Molina Medicare Complete Care Select (HMO D-SNP) | H5823-010-000 | $36.78 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| UHC Complete Care WA-13 (HMO-POS C-SNP) | H3805-043-000 | $0.00 | $255.00 | $5,900.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete WA-Q1 (PPO D-SNP) | H2001-079-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete WA-Q2 (HMO-POS D-SNP) | H5008-019-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| UHC Dual Complete WA-S5 (PPO D-SNP) | H2001-051-000 | $0.00 | $0.00 | $9,350.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete WA-S6 (HMO-POS D-SNP) | H5008-002-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| UHC Dual Complete WA-V001 (HMO-POS D-SNP) | H5008-015-000 | $0.00 | $0.00 | $6,700.00 | Yes | 3 out of 5 stars |
| UHC Dual Complete WA-V2 (PPO D-SNP) | H2001-080-000 | $0.00 | $0.00 | $6,800.00 | Yes | 4 out of 5 stars |
| Wellcare Dual Access (HMO-POS D-SNP) | H0029-008-000 | $0.00 | $0.00 | $9,350.00 | Yes | Not enough data available out of 5 stars |
| Wellcare Dual Liberty (HMO-POS D-SNP) | H0029-007-000 | $0.00 | $0.00 | $9,350.00 | Yes | Not enough data available |
| Wellcare Dual Reserve (HMO-POS D-SNP) | H0029-010-000 | $0.00 | $0.00 | $5,800.00 | Yes | Not enough data available out of 5 stars |
| Wellcare Giveback (HMO-POS) | H0029-009-000 | $0.00 | $385.00 | $9,350.00 | Yes | Not enough data available |
| Wellcare Mutual of Omaha Premium Enhanced Open (PPO) | H5965-007-000 | $96.00 | $420.00 | $2,000.00 | Yes | 2.5 out of 5 stars |
| Wellcare Mutual of Omaha Simple Open (PPO) | H5965-002-000 | $0.00 | $420.00 | $5,900.00 | Yes | 2.5 out of 5 stars |
| Wellcare Patriot Giveback Open (PPO) | H5965-003-000 | $0.00 | N/A | $4,000.00 | No | 2.5 out of 5 stars |
| Wellcare Simple (HMO-POS) | H0029-011-000 | $0.00 | $420.00 | $6,000.00 | Yes | Not enough data available |