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Aetna Medicare Value (HMO-POS) - H3597-007-000

4.5 out of 5 stars* for plan year 2025

$0.00

Monthly Premium

Aetna Medicare Value (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by Aetna Inc.

Plan ID: H3597-007-000

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

$0.00

Monthly Premium

Maine Medicare beneficiaries may want to consider reviewing their Medicare Advantage (Medicare Part C) plan options. A Medicare Advantage plan combines your Original Medicare (Part A and Part B) benefits into a single plan.

Most Medicare Advantage plans cover prescription drugs, and many plans may offer other extra benefits Original Medicare doesn’t cover.

Learn more about Maine Medicare Advantage plans like the one below and find a plan that offers the benefits you want at an affordable price.

Enrollment may be limited to certain times of the year. See why you may be able to enroll.

Basic Costs and Coverage

CoverageDetails
Monthly plan premium$0.00
Vision coverage
Dental coverage
Hearing coverage
Prescription drugs
Medical deductible$250.00
Out-of-pocket maximum$6,350.00
Initial drug coverage limit$0.00
Catastrophic drug coverage limit$2,000.00
Primary care doctor visit$5
Specialty doctor visitIn-Network
$0 for services provided in a nursing home
$45 for services provided outside a nursing home
Inpatient hospital care$375 per day, days 1-7; $0 per day, days 8-90
Urgent care
Urgent Care:
Copayment for Urgent Care $45

Worldwide Coverage:
Copayment for Worldwide Urgent Coverage $125
Emergency room visit$125 If you are admitted to the hospital within 0 hours your cost share may be waived
Ambulance transportation$295

Health Care Services and Medical Supplies

Aetna Medicare Value (HMO-POS) covers a range of additional benefits. Learn more about Aetna Medicare Value (HMO-POS) benefits, some of which may not be covered by Original Medicare (Part A and Part B).

CoverageDetails
Chiropractic servicesIn-Network:

Chiropractic Services:
Copayment for Medicare-covered Chiropractic Services $20
Diabetes supplies, training, nutrition therapy and monitoringIn-Network
0% for OneTouch/LifeScan diabetic supplies
20% for other covered diabetic supplies
Durable medical equipment (DME)In-Network
0% for continuous glucose monitors
20% for all other Medicare-covered DME items
Diagnostic tests, lab and radiology services, and X-raysLab Services: In-Network
$0
Diagnostic Procedures: In-Network
$0 for certain Medicare-covered diagnostic tests and services including Retinal fundus, Spirometry, Peripheral arterial disease (PAD)

$40 for other diagnostic procedures and tests
Imaging: Xray: $10 in-network
CT Scans: $150 for services performed at a non-hospital facility in-network; $200 for services performed at a hospital facility in-network
Diagnostic Radiology other than CT Scans: $150 for services performed at a non-hospital facility in-network; $200 for services performed at a hospital facility in-network
Diagnostic Radiology Mammogram: $0 in-network
Home health care$0
Mental health inpatient careIn-Network:

Psychiatric Hospital Services:
$295 per day for days 1 to 7
$0 per day for days 8 to 90
Prior Authorization Required for Psychiatric Hospital Services
Mental health outpatient careIn-Network
$40 for Mental Health - Group Sessions
$40 for Mental Health - Individual Sessions
$40 for Psychiatric Services - Group Sessions
$40 for Psychiatric Services - Individual Sessions
Outpatient services/surgeryAmbulatory Surgical Center: In-Network
$0 for preventive and diagnostic colonoscopy
$325 all other ambulatory surgical center services
Outpatient substance abuse careIn-Network:

Outpatient Substance Abuse Services:
Copayment for Medicare-covered Individual Sessions $40
Copayment for Medicare-covered Group Sessions $40
Prior Authorization Required for Outpatient Substance Abuse Services
Over-the-counter items$60 quarterly benefit amount (allowance) to purchase approved over-the-counter (OTC) health and wellness products. Approved items can be purchased online, in store, or by phone. Unused benefit amounts do not rollover.
Podiatry servicesIn-Network:

Podiatry Services:
Copayment for Medicare-Covered Podiatry Services $45
Skilled Nursing Facility (SNF) care$10 per day, days 1-21; $210 per day, days 22-100 in-network

Dental Benefits

The following dental services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

CoverageDetails
Dental careIn-Network

Preventive dental services:
$0 for oral exams
$0 for cleanings
$0 for fluoride treatment
$0 for x-rays
$0 for other diagnostic dental services
$0 for other preventive dental services

Comprehensive dental services:
$0 for restorative services
$0 for endodontic services
$0 for periodontic services
$0 for removeable prosthodontics
$0 for fixed prosthodontics
$0 for oral and maxillofacial surgery
$0 for adjunctive services

Out-of-Network

Preventive dental services:
20% for oral exams
20% for cleanings
20% for fluoride treatments
20% for x-rays
20% for other diagnostic dental services
20% for other preventive dental services

Comprehensive dental services:
20% for restorative services
20% for endodontic services
20% for periodontic services
20% for removeable prosthodontics
20% for fixed prosthodontics
20% for oral and maxillofacial surgery
20% for adjunctive services

$500 benefit amount (allowance) every year in and out-of-network for covered preventive and comprehensive dental services.

ADA recognized dental services are covered up to the benefit amount excluding implants and related services, orthodontics, cosmetic services, those considered medical in nature, and administrative charges. See EOC for a full list of exclusions.

Vision Benefits

The following vision services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage

CoverageDetails
Vision careIn-Network

Eye Exams:
$0 for Diabetic eye exams
$45 for all other Medicare-covered eye exams
$0 for non-Medicare covered eye exams
(Maximum one non-Medicare covered eye exam every year)

Eyewear:
$0 for Medicare-covered prescription eyewear
$0 for Contacts
$0 for Eyeglasses
$0 for Eyeglass Frames
$0 for Eyeglass Lenses
$0 for Upgrades

$210 benefit amount (allowance) reimbursement every year for non-Medicare covered prescription eyewear.

Hearing Benefits

The following hearing services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

CoverageDetails
Hearing careIn-Network

Hearing Exams:
$45 for Medicare-covered hearing exams
$0 for non-Medicare covered hearing exams
(Maximum one non-Medicare covered hearing exam every year)
$0 for fitting/evaluation for hearing aids
(Maximum one hearing aid fitting/evaluation every year)

Hearing Aids:
$0-$1,700 for hearing aids
(Maximum two hearing aids every year)

Preventive Services and Health/Wellness Education Programs

The following services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

CoverageDetails
Preventive services and health/wellness education programsIn-Network
$0 copay for all preventive services covered under Original Medicare

Prescription Drug Costs and Coverage

The Aetna Medicare Value (HMO-POS) offers prescription drug coverage, with an annual drug deductible of $250.00 (excludes Tiers 1 and 2)

Coverage & Cost
Coverage
Cost
Annual drug deductible$250.00 (excludes Tiers 1 and 2)
Tier 1
  • Preferred retail $0.00
  • Standard retail $2.00
  • Preferred mail order $0.00
  • Standard mail order $2.00
Tier 2
  • Preferred retail $10.00
  • Standard retail $12.00
  • Preferred mail order $10.00
  • Standard mail order $12.00
Annual drug deductible$250.00 (excludes Tiers 1 and 2)
Tier 1
  • Preferred retail $0.00
  • Standard retail $4.00
  • Preferred mail order $0.00
  • Standard mail order $4.00
Tier 2
  • Preferred retail $20.00
  • Standard retail $24.00
  • Preferred mail order $20.00
  • Standard mail order $24.00
Annual drug deductible$250.00 (excludes Tiers 1 and 2)
Tier 1
  • Preferred retail $0.00
  • Standard retail $6.00
  • Preferred mail order $0.00
  • Standard mail order $6.00
Tier 2
  • Preferred retail $30.00
  • Standard retail $36.00
  • Preferred mail order $20.00
  • Standard mail order $36.00

When reviewing Maine Medicare plans, be sure to find out if your doctors are part of the plan network. If a Medicare Advantage plan covers prescription drugs, make sure the plan formulary (list of drugs covered by the plan) includes your drugs.

You may be able to find plans in your part of Maine that offer similar benefits at similar or lower prices than the plan above. Call 1-800-557-6059 TTY 711, 24/7 to speak with a licensed insurance agent who can help you compare plans.

Plan Documents

Links to plan documents

Maine Counties Served

We represent carriers such as Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.

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